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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,546 | $81,476-41.6% | $102,383-53.6% | $80,925-41.2% |
| Participation rate | 65.5% | 66.8%-1.3pp | 74.5%-9.0pp | 67.7%-2.1pp |
| Annual return | 14.06% | 25.59%-11.5pp | 24.94%-10.9pp | 35.65%-21.6pp |
| Employer contribution / active EE | $2,609 | $3,105-16.0% | $3,870-32.6% | $2,756-5.3% |
| Participant deferral / active EE | $3,747 | $3,871-3.2% | $5,060-25.9% | $4,299-12.8% |
| Admin fee / account holder | $2,011 | $6,717-70.1% | $8,391-76.0% | $6,940-71.0% |