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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,746 | $77,814+5.1% | $158,223-48.3% | $86,983-6.0% |
| Participation rate | 27.6% | 68.4%-40.8pp | 79.2%-51.6pp | 69.5%-42.0pp |
| Annual return | 20.30% | 30.54%-10.2pp | 52.09%-31.8pp | 25.83%-5.5pp |
| Employer contribution / active EE | $336 | $2,592-87.0% | $4,109-91.8% | $2,584-87.0% |
| Participant deferral / active EE | $1,503 | $3,270-54.0% | $5,467-72.5% | $4,194-64.2% |
| Admin fee / account holder | $718 | $5,879-87.8% | $16,047-95.5% | $7,856-90.9% |