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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,070 | $77,523+20.1% | $100,383-7.3% | $80,874+15.1% |
| Participation rate | 68.3% | 77.0%-8.7pp | 81.5%-13.2pp | 67.6%+0.6pp |
| Annual return | 47.61% | 37.21%+10.4pp | 49.26%-1.7pp | 35.62%+12.0pp |
| Employer contribution / active EE | $4,808 | $2,801+71.6% | $3,944+21.9% | $2,756+74.5% |
| Participant deferral / active EE | $7,406 | $6,822+8.6% | $8,086-8.4% | $4,297+72.4% |
| Admin fee / account holder | $818 | $5,899-86.1% | $7,900-89.6% | $6,935-88.2% |