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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,070 | $77,472+20.1% | $100,392-7.3% | $80,935+15.0% |
| Participation rate | 68.3% | 76.9%-8.7pp | 81.5%-13.2pp | 67.7%+0.6pp |
| Annual return | 47.61% | 37.26%+10.3pp | 49.45%-1.8pp | 35.66%+11.9pp |
| Employer contribution / active EE | $4,808 | $2,800+71.7% | $3,941+22.0% | $2,757+74.4% |
| Participant deferral / active EE | $7,406 | $6,818+8.6% | $8,090-8.4% | $4,299+72.3% |
| Admin fee / account holder | $818 | $5,885-86.1% | $7,904-89.7% | $6,924-88.2% |