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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,070 | $77,492+20.1% | $100,398-7.3% | $80,911+15.0% |
| Participation rate | 68.3% | 76.9%-8.7pp | 81.5%-13.2pp | 67.6%+0.6pp |
| Annual return | 47.61% | 37.23%+10.4pp | 49.32%-1.7pp | 35.63%+12.0pp |
| Employer contribution / active EE | $4,808 | $2,800+71.7% | $3,946+21.8% | $2,756+74.5% |
| Participant deferral / active EE | $7,406 | $6,817+8.6% | $8,084-8.4% | $4,297+72.4% |
| Admin fee / account holder | $818 | $5,892-86.1% | $7,893-89.6% | $6,935-88.2% |