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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,719 | $29,733-33.7% | $56,025-64.8% | $80,959-75.6% |
| Participation rate | 15.3% | 41.7%-26.5pp | 52.5%-37.3pp | 67.7%-52.4pp |
| Annual return | 11.90% | 35.28%-23.4pp | 1712.69%-1700.8pp | 35.67%-23.8pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $937 | $1,229-23.8% | $1,955-52.0% | $4,300-78.2% |
| Admin fee / account holder | $3,927 | $2,434+61.4% | $2,828+38.9% | $6,925-43.3% |