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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,215 | $70,366+42.4% | $66,674+50.3% | $138,895-27.8% |
| Participation rate | 78.6% | 76.2%+2.4pp | 73.7%+4.9pp | 79.9%-1.3pp |
| Annual return | 19.07% | 386.41%-367.3pp | 321.24%-302.2pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,498 | $2,765-9.7% | $2,620-4.7% | $4,194-40.5% |
| Participant deferral / active EE | $6,307 | $4,374+44.2% | $4,084+54.4% | $6,396-1.4% |
| Admin fee / account holder | $2,682 | $5,262-49.0% | $5,098-47.4% | $12,562-78.6% |