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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,215 | $72,071+39.0% | $68,368+46.6% | $137,256-27.0% |
| Participation rate | 78.6% | 76.2%+2.3pp | 73.8%+4.8pp | 80.0%-1.4pp |
| Annual return | 19.07% | 353.14%-334.1pp | 292.57%-273.5pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,498 | $2,788-10.4% | $2,649-5.7% | $4,156-39.9% |
| Participant deferral / active EE | $6,307 | $4,410+43.0% | $4,123+53.0% | $6,407-1.6% |
| Admin fee / account holder | $2,682 | $5,336-49.7% | $5,150-47.9% | $12,270-78.1% |