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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,809 | $110,379-93.8% | $102,412-93.4% | $145,884-95.3% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 12.24% | 24.84%-12.6pp | 24.94%-12.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $1,063 | $4,216-74.8% | $3,870-72.5% | $4,662-77.2% |
| Participant deferral / active EE | $2,038 | $5,622-63.7% | $5,060-59.7% | $6,690-69.5% |
| Admin fee / account holder | $2,445 | $9,745-74.9% | $8,388-70.8% | $13,392-81.7% |