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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,679 | $100,139-95.3% | $85,187-94.5% | $145,884-96.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.84% | 84.15%-75.3pp | 66.67%-57.8pp | 551.85%-543.0pp |
| Employer contribution / active EE | $595 | $3,238-81.6% | $2,732-78.2% | $4,662-87.2% |
| Participant deferral / active EE | $1,079 | $5,296-79.6% | $4,525-76.2% | $6,690-83.9% |
| Admin fee / account holder | $1,439 | $7,262-80.2% | $6,162-76.6% | $13,392-89.3% |