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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,672 | $160,028-90.8% | $147,080-90.0% | $145,884-89.9% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 11.18% | 98.60%-87.4pp | 420.17%-409.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $4,063 | $5,286-23.1% | $4,933-17.6% | $4,662-12.9% |
| Participant deferral / active EE | $7,360 | $8,422-12.6% | $8,066-8.8% | $6,690+10.0% |
| Admin fee / account holder | $7,396 | $15,030-50.8% | $12,989-43.1% | $13,392-44.8% |