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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,241 | $154,228+63.6% | $145,433+73.4% | $137,256+83.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.17% | 74.59%-63.4pp | 66.58%-55.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $6,222 | $4,804+29.5% | $4,554+36.6% | $4,156+49.7% |
| Participant deferral / active EE | $14,551 | $8,216+77.1% | $7,897+84.3% | $6,407+127.1% |
| Admin fee / account holder | $5,513 | $14,344-61.6% | $13,129-58.0% | $12,270-55.1% |