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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,500 | $111,878-36.1% | $93,727-23.7% | $145,897-51.0% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 12.37% | 204.28%-191.9pp | 133.83%-121.5pp | 552.29%-539.9pp |
| Employer contribution / active EE | $13,313 | $3,092+330.5% | $2,421+449.8% | $4,663+185.5% |
| Participant deferral / active EE | $8,045 | $4,920+63.5% | $4,417+82.1% | $6,689+20.3% |
| Admin fee / account holder | $3,217 | $10,256-68.6% | $8,292-61.2% | $13,390-76.0% |