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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,241 | $102,595+19.1% | $94,057+30.0% | $154,746-21.0% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 22.38% | 583.42%-561.0pp | 480.62%-458.2pp | 172.34%-150.0pp |
| Employer contribution / active EE | $3,035 | $3,147-3.6% | $2,933+3.5% | $4,379-30.7% |
| Participant deferral / active EE | $13,667 | $5,118+167.0% | $4,709+190.2% | $6,730+103.1% |
| Admin fee / account holder | $20 | $7,736-99.7% | $7,244-99.7% | $14,365-99.9% |