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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,241 | $114,013+7.2% | $103,693+17.9% | $155,188-21.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 22.38% | 49.31%-26.9pp | 47.61%-25.2pp | 148.84%-126.5pp |
| Employer contribution / active EE | $3,035 | $3,131-3.1% | $2,920+3.9% | $4,248-28.6% |
| Participant deferral / active EE | $13,667 | $4,970+175.0% | $4,579+198.4% | $6,531+109.3% |
| Admin fee / account holder | $20 | $8,407-99.8% | $7,858-99.7% | $14,480-99.9% |