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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,875 | $64,462+61.1% | $81,482+27.5% | $80,911+28.4% |
| Participation rate | 80.0% | 63.9%+16.1pp | 69.5%+10.5pp | 67.6%+12.4pp |
| Annual return | 16.05% | 16.35%-0.3pp | 24.79%-8.7pp | 35.63%-19.6pp |
| Employer contribution / active EE | $3,102 | $1,979+56.7% | $2,463+25.9% | $2,756+12.5% |
| Participant deferral / active EE | $6,490 | $3,094+109.8% | $3,885+67.0% | $4,297+51.0% |
| Admin fee / account holder | $2,673 | $5,678-52.9% | $5,761-53.6% | $6,935-61.5% |