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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,453 | $160,040-73.5% | $147,096-71.1% | $145,877-70.9% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 13.67% | 98.49%-84.8pp | 419.75%-406.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,977 | $5,289-62.6% | $4,936-60.0% | $4,663-57.6% |
| Participant deferral / active EE | $4,673 | $8,429-44.6% | $8,071-42.1% | $6,691-30.2% |
| Admin fee / account holder | $3,600 | $15,050-76.1% | $13,005-72.3% | $13,402-73.1% |