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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,114 | $155,555-74.9% | $146,866-73.4% | $155,188-74.8% |
| Participation rate | 61.5% | 84.0%-22.4pp | 82.5%-21.0pp | 80.8%-19.3pp |
| Annual return | 17.29% | 115.41%-98.1pp | 102.85%-85.6pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,912 | $4,647-37.3% | $4,425-34.2% | $4,248-31.4% |
| Participant deferral / active EE | $4,974 | $8,044-38.2% | $7,759-35.9% | $6,531-23.8% |
| Admin fee / account holder | $6,449 | $14,755-56.3% | $13,620-52.7% | $14,480-55.5% |