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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,114 | $162,136-75.9% | $152,301-74.3% | $154,746-74.7% |
| Participation rate | 61.5% | 84.1%-22.6pp | 82.4%-20.9pp | 80.7%-19.2pp |
| Annual return | 17.29% | 91.02%-73.7pp | 80.50%-63.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $2,912 | $4,890-40.5% | $4,624-37.0% | $4,379-33.5% |
| Participant deferral / active EE | $4,974 | $8,341-40.4% | $8,004-37.9% | $6,730-26.1% |
| Admin fee / account holder | $6,449 | $15,759-59.1% | $14,398-55.2% | $14,365-55.1% |