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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,729 | $64,462-58.5% | $81,482-67.2% | $80,911-67.0% |
| Participation rate | 88.9% | 63.9%+25.0pp | 69.5%+19.4pp | 67.6%+21.2pp |
| Annual return | 72.49% | 16.35%+56.1pp | 24.79%+47.7pp | 35.63%+36.9pp |
| Employer contribution / active EE | $1,243 | $1,979-37.2% | $2,463-49.5% | $2,756-54.9% |
| Participant deferral / active EE | $7,494 | $3,094+142.2% | $3,885+92.9% | $4,297+74.4% |
| Admin fee / account holder | $1,069 | $5,678-81.2% | $5,761-81.4% | $6,935-84.6% |