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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,794 | $160,028+30.5% | $147,080+42.0% | $145,884+43.1% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 14.73% | 98.60%-83.9pp | 420.17%-405.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $15,631 | $5,286+195.7% | $4,933+216.8% | $4,662+235.3% |
| Participant deferral / active EE | $7,775 | $8,422-7.7% | $8,066-3.6% | $6,690+16.2% |
| Admin fee / account holder | $9,974 | $15,030-33.6% | $12,989-23.2% | $13,392-25.5% |