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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,633 | $29,319-77.4% | $52,425-87.3% | $82,448-92.0% |
| Participation rate | 46.6% | 46.9%-0.3pp | 55.6%-9.0pp | 68.1%-21.5pp |
| Annual return | 22.01% | 535.20%-513.2pp | 302.12%-280.1pp | 41.64%-19.6pp |
| Employer contribution / active EE | $356 | $586-39.3% | $914-61.1% | $2,551-86.0% |
| Participant deferral / active EE | $409 | $1,171-65.1% | $1,790-77.2% | $4,139-90.1% |
| Admin fee / account holder | $217 | $1,962-89.0% | $2,495-91.3% | $7,234-97.0% |