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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,768 | $183,516-12.4% | $155,534+3.4% | $145,884+10.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.87% | 61.43%-48.6pp | 64.92%-52.0pp | 551.85%-539.0pp |
| Employer contribution / active EE | $5,142 | $5,315-3.3% | $4,675+10.0% | $4,662+10.3% |
| Participant deferral / active EE | $7,318 | $6,467+13.2% | $5,630+30.0% | $6,690+9.4% |
| Admin fee / account holder | $3,538 | $19,293-81.7% | $15,900-77.7% | $13,392-73.6% |