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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,718 | $162,136-25.5% | $152,301-20.7% | $154,746-22.0% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 13.42% | 91.02%-77.6pp | 80.50%-67.1pp | 172.34%-158.9pp |
| Employer contribution / active EE | $4,447 | $4,890-9.1% | $4,624-3.8% | $4,379+1.6% |
| Participant deferral / active EE | $7,706 | $8,341-7.6% | $8,004-3.7% | $6,730+14.5% |
| Admin fee / account holder | $606 | $15,759-96.2% | $14,398-95.8% | $14,365-95.8% |