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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,718 | $154,228-21.7% | $145,433-17.0% | $137,256-12.0% |
| Participation rate | 57.1% | 83.8%-26.6pp | 82.1%-25.0pp | 80.0%-22.8pp |
| Annual return | 13.42% | 74.59%-61.2pp | 66.58%-53.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $4,447 | $4,804-7.4% | $4,554-2.4% | $4,156+7.0% |
| Participant deferral / active EE | $7,706 | $8,216-6.2% | $7,897-2.4% | $6,407+20.3% |
| Admin fee / account holder | $606 | $14,344-95.8% | $13,129-95.4% | $12,270-95.1% |