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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,878 | $178,174-60.8% | $156,181-55.3% | $137,256-49.1% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 18.49% | 84.19%-65.7pp | 64.87%-46.4pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,826 | $4,972-23.0% | $4,294-10.9% | $4,156-7.9% |
| Participant deferral / active EE | $7,216 | $6,888+4.8% | $6,132+17.7% | $6,407+12.6% |
| Admin fee / account holder | $1,139 | $17,404-93.5% | $14,586-92.2% | $12,270-90.7% |