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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,621 | $125,190-83.5% | $105,624-80.5% | $145,897-85.9% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 14.55% | 225.22%-210.7pp | 116.20%-101.7pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,890 | $3,720-22.3% | $3,168-8.8% | $4,663-38.0% |
| Participant deferral / active EE | $6,880 | $5,716+20.4% | $5,013+37.3% | $6,689+2.9% |
| Admin fee / account holder | $1,894 | $17,138-88.9% | $10,961-82.7% | $13,390-85.9% |