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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,928 | $183,516+16.6% | $155,534+37.5% | $145,884+46.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.16% | 61.43%-54.3pp | 64.92%-57.8pp | 551.85%-544.7pp |
| Employer contribution / active EE | $3,200 | $5,315-39.8% | $4,675-31.5% | $4,662-31.4% |
| Participant deferral / active EE | $10,213 | $6,467+57.9% | $5,630+81.4% | $6,690+52.7% |
| Admin fee / account holder | $1,815 | $19,293-90.6% | $15,900-88.6% | $13,392-86.4% |