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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,443 | $90,614+72.6% | $76,089+105.6% | $145,877+7.2% |
| Participation rate | 93.3% | 74.5%+18.8pp | 69.1%+24.2pp | 80.3%+13.0pp |
| Annual return | 6.06% | 623.80%-617.7pp | 360.94%-354.9pp | 551.28%-545.2pp |
| Employer contribution / active EE | $10,490 | $3,324+215.6% | $2,690+290.0% | $4,663+125.0% |
| Participant deferral / active EE | $9,064 | $5,168+75.4% | $4,259+112.8% | $6,691+35.5% |
| Admin fee / account holder | $16,703 | $8,376+99.4% | $6,418+160.3% | $13,402+24.6% |