Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,910 | $79,894-66.3% | $135,792-80.2% | $82,637-67.4% |
| Participation rate | 8.3% | 63.0%-54.7pp | 72.6%-64.3pp | 68.1%-59.7pp |
| Annual return | 7.42% | 17.20%-9.8pp | 25.96%-18.5pp | 53.51%-46.1pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,496-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $330 | $3,194-89.7% | $4,759-93.1% | $4,126-92.0% |
| Admin fee / account holder | $1,484 | $6,434-76.9% | $12,266-87.9% | $7,339-79.8% |