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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,600 | $108,825+0.7% | $156,181-29.8% | $82,448+32.9% |
| Participation rate | 98.6% | 72.4%+26.3pp | 78.8%+19.8pp | 68.1%+30.6pp |
| Annual return | 15.76% | 20.59%-4.8pp | 64.87%-49.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $2,761 | $2,870-3.8% | $4,294-35.7% | $2,551+8.2% |
| Participant deferral / active EE | $6,496 | $4,577+41.9% | $6,132+5.9% | $4,139+56.9% |
| Admin fee / account holder | $16,058 | $9,341+71.9% | $14,586+10.1% | $7,234+122.0% |