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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,600 | $114,712-4.5% | $173,730-36.9% | $87,485+25.3% |
| Participation rate | 98.6% | 73.0%+25.6pp | 79.6%+19.1pp | 68.9%+29.7pp |
| Annual return | 15.76% | 20.18%-4.4pp | 19.96%-4.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $2,761 | $2,904-4.9% | $4,577-39.7% | $2,596+6.3% |
| Participant deferral / active EE | $6,496 | $4,642+40.0% | $6,326+2.7% | $4,274+52.0% |
| Admin fee / account holder | $16,058 | $10,210+57.3% | $17,523-8.4% | $7,775+106.5% |