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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,027 | $68,097+71.9% | $62,929+86.0% | $137,256-14.7% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 17.94% | 1859.11%-1841.2pp | 1063.93%-1046.0pp | 220.34%-202.4pp |
| Employer contribution / active EE | $8,440 | $2,811+200.2% | $2,505+237.0% | $4,156+103.1% |
| Participant deferral / active EE | $18,333 | $4,553+302.7% | $3,888+371.5% | $6,407+186.2% |
| Admin fee / account holder | $2,454 | $6,521-62.4% | $5,065-51.6% | $12,270-80.0% |