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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,352 | $134,817-95.3% | $123,973-94.9% | $155,188-95.9% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.7%+5.2pp | 80.8%+1.0pp |
| Annual return | 15.19% | 515.49%-500.3pp | 388.13%-372.9pp | 148.84%-133.7pp |
| Employer contribution / active EE | $1,418 | $4,425-68.0% | $4,126-65.6% | $4,248-66.6% |
| Participant deferral / active EE | $1,823 | $5,706-68.0% | $5,247-65.3% | $6,531-72.1% |
| Admin fee / account holder | $5,423 | $13,245-59.1% | $11,799-54.0% | $14,480-62.5% |