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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,352 | $114,119-94.4% | $107,187-94.1% | $138,895-95.4% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 79.9%+1.9pp |
| Annual return | 15.19% | 273.21%-258.0pp | 204.55%-189.4pp | 145.39%-130.2pp |
| Employer contribution / active EE | $1,418 | $4,059-65.1% | $3,782-62.5% | $4,194-66.2% |
| Participant deferral / active EE | $1,823 | $5,538-67.1% | $5,096-64.2% | $6,396-71.5% |
| Admin fee / account holder | $5,423 | $10,024-45.9% | $9,162-40.8% | $12,562-56.8% |