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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,727 | $86,919-11.7% | $102,457-25.1% | $80,911-5.2% |
| Participation rate | 92.7% | 72.4%+20.3pp | 76.5%+16.2pp | 67.6%+25.0pp |
| Annual return | 23.29% | 18.90%+4.4pp | 29.41%-6.1pp | 35.63%-12.3pp |
| Employer contribution / active EE | $2,102 | $2,368-11.2% | $3,022-30.5% | $2,756-23.7% |
| Participant deferral / active EE | $5,615 | $4,119+36.3% | $5,054+11.1% | $4,297+30.7% |
| Admin fee / account holder | $2,265 | $8,049-71.9% | $9,451-76.0% | $6,935-67.3% |