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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,582 | $155,555-51.4% | $146,866-48.5% | $155,188-51.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 2.59% | 115.41%-112.8pp | 102.85%-100.3pp | 148.84%-146.3pp |
| Employer contribution / active EE | $1,531 | $4,647-67.1% | $4,425-65.4% | $4,248-64.0% |
| Participant deferral / active EE | $10,084 | $8,044+25.4% | $7,759+30.0% | $6,531+54.4% |
| Admin fee / account holder | $97,049 | $14,755+557.7% | $13,620+612.5% | $14,480+570.2% |