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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,567 | $156,398+26.3% | $147,318+34.1% | $138,895+42.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 17.02% | 78.75%-61.7pp | 70.43%-53.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $3,900 | $4,853-19.6% | $4,593-15.1% | $4,194-7.0% |
| Participant deferral / active EE | $9,450 | $8,237+14.7% | $7,906+19.5% | $6,396+47.7% |
| Admin fee / account holder | $679 | $14,976-95.5% | $13,708-95.0% | $12,562-94.6% |