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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,190 | $126,661+34.4% | $113,397+50.1% | $138,895+22.5% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.5%-19.4pp | 79.9%-22.8pp |
| Annual return | 12.81% | 25.05%-12.2pp | 23.20%-10.4pp | 145.39%-132.6pp |
| Employer contribution / active EE | $1,936 | $3,456-44.0% | $2,977-35.0% | $4,194-53.9% |
| Participant deferral / active EE | $10,802 | $5,693+89.8% | $5,076+112.8% | $6,396+68.9% |
| Admin fee / account holder | $27,163 | $14,549+86.7% | $11,957+127.2% | $12,562+116.2% |