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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,141 | $106,864-63.4% | $147,318-73.4% | $82,637-52.6% |
| Participation rate | 81.5% | 75.5%+6.0pp | 82.1%-0.6pp | 68.1%+13.4pp |
| Annual return | 16.11% | 27.49%-11.4pp | 70.43%-54.3pp | 53.51%-37.4pp |
| Employer contribution / active EE | $1,571 | $3,417-54.0% | $4,593-65.8% | $2,552-38.5% |
| Participant deferral / active EE | $3,470 | $6,496-46.6% | $7,906-56.1% | $4,126-15.9% |
| Admin fee / account holder | $8,146 | $8,415-3.2% | $13,708-40.6% | $7,339+11.0% |