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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,362 | $102,429-37.2% | $147,096-56.2% | $80,925-20.5% |
| Participation rate | 60.0% | 75.9%-15.9pp | 82.2%-22.2pp | 67.7%-7.7pp |
| Annual return | 13.32% | 135.02%-121.7pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $1,854 | $3,716-50.1% | $4,936-62.4% | $2,756-32.7% |
| Participant deferral / active EE | $3,638 | $6,649-45.3% | $8,071-54.9% | $4,299-15.4% |
| Admin fee / account holder | $9,029 | $7,957+13.5% | $13,005-30.6% | $6,940+30.1% |