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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,362 | $102,385-37.1% | $147,080-56.2% | $80,935-20.5% |
| Participation rate | 60.0% | 75.9%-15.9pp | 82.2%-22.2pp | 67.7%-7.7pp |
| Annual return | 13.32% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.3pp |
| Employer contribution / active EE | $1,854 | $3,717-50.1% | $4,933-62.4% | $2,757-32.7% |
| Participant deferral / active EE | $3,638 | $6,651-45.3% | $8,066-54.9% | $4,299-15.4% |
| Admin fee / account holder | $9,029 | $7,951+13.5% | $12,989-30.5% | $6,924+30.4% |