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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,534 | $78,520-11.4% | $96,576-28.0% | $82,448-15.7% |
| Participation rate | 77.1% | 77.7%-0.6pp | 81.4%-4.4pp | 68.1%+9.0pp |
| Annual return | 16.46% | 41.30%-24.8pp | 38.47%-22.0pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,259 | $2,630-14.1% | $3,553-36.4% | $2,551-11.4% |
| Participant deferral / active EE | $4,586 | $6,754-32.1% | $7,956-42.4% | $4,139+10.8% |
| Admin fee / account holder | $5,053 | $13,455-62.4% | $11,381-55.6% | $7,234-30.2% |