Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,376 | $123,478-0.1% | $216,567-43.0% | $94,015+31.2% |
| Participation rate | 47.4% | 75.1%-27.7pp | 81.6%-34.3pp | 70.8%-23.5pp |
| Annual return | 4.22% | 23.61%-19.4pp | 12.94%-8.7pp | 17.84%-13.6pp |
| Employer contribution / active EE | $973 | $3,136-69.0% | $5,216-81.3% | $2,790-65.1% |
| Participant deferral / active EE | $2,275 | $4,556-50.1% | $6,191-63.3% | $4,249-46.5% |
| Admin fee / account holder | $625 | $12,753-95.1% | $21,981-97.2% | $8,951-93.0% |