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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,204 | $73,107-35.4% | $114,563-58.8% | $87,485-46.0% |
| Participation rate | 61.5% | 65.8%-4.2pp | 72.9%-11.4pp | 68.9%-7.4pp |
| Annual return | 19.75% | 19.47%+0.3pp | 241.09%-221.3pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,626 | $1,881-13.5% | $2,592-37.3% | $2,596-37.4% |
| Participant deferral / active EE | $2,653 | $3,144-15.6% | $4,142-36.0% | $4,274-37.9% |
| Admin fee / account holder | $277 | $5,770-95.2% | $7,623-96.4% | $7,775-96.4% |