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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,204 | $63,703-25.9% | $93,063-49.3% | $82,448-42.7% |
| Participation rate | 61.5% | 63.8%-2.3pp | 72.1%-10.6pp | 68.1%-6.5pp |
| Annual return | 19.75% | -775.43%+795.2pp | 34.15%-14.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,626 | $1,729-5.9% | $2,476-34.3% | $2,551-36.2% |
| Participant deferral / active EE | $2,653 | $2,919-9.1% | $3,958-33.0% | $4,139-35.9% |
| Admin fee / account holder | $277 | $5,982-95.4% | $6,033-95.4% | $7,234-96.2% |