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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,142 | $74,535-63.6% | $100,712-73.0% | $82,637-67.2% |
| Participation rate | 96.9% | 61.2%+35.7pp | 69.3%+27.6pp | 68.1%+28.8pp |
| Annual return | 31.99% | 18.92%+13.1pp | 33.27%-1.3pp | 53.51%-21.5pp |
| Employer contribution / active EE | $3,861 | $1,503+157.0% | $2,313+67.0% | $2,552+51.3% |
| Participant deferral / active EE | $6,526 | $3,074+112.3% | $4,085+59.7% | $4,126+58.2% |
| Admin fee / account holder | $2,556 | $6,576-61.1% | $9,256-72.4% | $7,339-65.2% |