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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,985 | $68,573+427.9% | $120,368+200.7% | $80,874+347.6% |
| Participation rate | 13.4% | 61.6%-48.2pp | 71.9%-58.5pp | 67.6%-54.2pp |
| Annual return | 12.30% | 23.61%-11.3pp | 107.26%-95.0pp | 35.62%-23.3pp |
| Employer contribution / active EE | $530 | $2,052-74.2% | $3,465-84.7% | $2,756-80.8% |
| Participant deferral / active EE | $1,368 | $3,174-56.9% | $4,991-72.6% | $4,297-68.2% |
| Admin fee / account holder | $149 | $5,734-97.4% | $9,429-98.4% | $6,935-97.9% |