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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,528 | $156,398+191.9% | $147,318+209.9% | $138,895+228.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 9.78% | 78.75%-69.0pp | 70.43%-60.6pp | 145.39%-135.6pp |
| Employer contribution / active EE | $6,353 | $4,853+30.9% | $4,593+38.3% | $4,194+51.5% |
| Participant deferral / active EE | $15,639 | $8,237+89.9% | $7,906+97.8% | $6,396+144.5% |
| Admin fee / account holder | $3,649 | $14,976-75.6% | $13,708-73.4% | $12,562-71.0% |