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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,043 | $69,118-76.8% | $53,647-70.1% | $138,895-88.4% |
| Participation rate | 20.0% | 64.0%-44.0pp | 56.3%-36.3pp | 79.9%-59.9pp |
| Annual return | 16.80% | 248.26%-231.5pp | 358.33%-341.5pp | 145.39%-128.6pp |
| Employer contribution / active EE | $345 | $1,189-71.0% | $962-64.2% | $4,194-91.8% |
| Participant deferral / active EE | $779 | $2,274-65.8% | $1,813-57.1% | $6,396-87.8% |
| Admin fee / account holder | $1,556 | $2,724-42.9% | $2,460-36.7% | $12,562-87.6% |