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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,441 | $123,155-43.6% | $108,753-36.1% | $155,188-55.3% |
| Participation rate | 68.4% | 75.6%-7.2pp | 71.1%-2.7pp | 80.8%-12.4pp |
| Annual return | 16.21% | 44.73%-28.5pp | 37.47%-21.3pp | 148.84%-132.6pp |
| Employer contribution / active EE | $2,055 | $2,811-26.9% | $2,427-15.3% | $4,248-51.6% |
| Participant deferral / active EE | $3,962 | $4,623-14.3% | $4,115-3.7% | $6,531-39.3% |
| Admin fee / account holder | $55 | $12,126-99.6% | $10,320-99.5% | $14,480-99.6% |