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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,441 | $115,225-39.7% | $100,712-31.0% | $138,895-50.0% |
| Participation rate | 68.4% | 74.3%-5.9pp | 69.3%-0.9pp | 79.9%-11.5pp |
| Annual return | 16.21% | 40.35%-24.1pp | 33.27%-17.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,055 | $2,771-25.9% | $2,313-11.2% | $4,194-51.0% |
| Participant deferral / active EE | $3,962 | $4,699-15.7% | $4,085-3.0% | $6,396-38.1% |
| Admin fee / account holder | $55 | $10,844-99.5% | $9,256-99.4% | $12,562-99.6% |