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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,841 | $208,088-42.4% | $186,193-35.6% | $154,746-22.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 8.77% | 89.97%-81.2pp | 78.03%-69.3pp | 172.34%-163.6pp |
| Employer contribution / active EE | $3,177 | $4,340-26.8% | $3,918-18.9% | $4,379-27.4% |
| Participant deferral / active EE | $0 | $7,078-100.0% | $6,513-100.0% | $6,730-100.0% |
| Admin fee / account holder | $3,028 | $11,698-74.1% | $11,058-72.6% | $14,365-78.9% |