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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,196 | $174,379-70.6% | $152,093-66.3% | $138,895-63.1% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 14.42% | 74.86%-60.4pp | 66.36%-51.9pp | 145.39%-131.0pp |
| Employer contribution / active EE | $11,466 | $4,652+146.5% | $4,175+174.6% | $4,194+173.4% |
| Participant deferral / active EE | $5,868 | $6,159-4.7% | $5,451+7.6% | $6,396-8.3% |
| Admin fee / account holder | $610 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |