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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,270 | $76,407+260.3% | $150,298+83.1% | $82,448+233.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.61% | 39.99%-27.4pp | 62.79%-50.2pp | 41.64%-29.0pp |
| Employer contribution / active EE | $10,488 | $2,614+301.2% | $4,154+152.5% | $2,551+311.2% |
| Participant deferral / active EE | $8,912 | $3,214+177.3% | $5,453+63.4% | $4,139+115.3% |
| Admin fee / account holder | $13,209 | $6,352+108.0% | $14,116-6.4% | $7,234+82.6% |