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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,665 | $70,366-19.5% | $66,674-15.0% | $138,895-59.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.80% | 386.41%-370.6pp | 321.24%-305.4pp | 145.39%-129.6pp |
| Employer contribution / active EE | $16,179 | $2,765+485.1% | $2,620+517.5% | $4,194+285.7% |
| Participant deferral / active EE | $38,796 | $4,374+787.0% | $4,084+849.9% | $6,396+506.5% |
| Admin fee / account holder | $1,966 | $5,262-62.6% | $5,098-61.4% | $12,562-84.3% |