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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,148 | $99,921-85.8% | $85,009-83.4% | $145,959-90.3% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.1pp | 80.3%-10.7pp |
| Annual return | 14.33% | 83.89%-69.6pp | 66.47%-52.1pp | 561.95%-547.6pp |
| Employer contribution / active EE | $1,938 | $3,233-40.1% | $2,728-29.0% | $4,661-58.4% |
| Participant deferral / active EE | $3,422 | $5,293-35.3% | $4,522-24.3% | $6,689-48.8% |
| Admin fee / account holder | $247 | $7,252-96.6% | $6,153-96.0% | $13,398-98.2% |