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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,148 | $100,139-85.9% | $85,187-83.4% | $145,884-90.3% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.0pp | 80.3%-10.7pp |
| Annual return | 14.33% | 84.15%-69.8pp | 66.67%-52.3pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,938 | $3,238-40.2% | $2,732-29.1% | $4,662-58.4% |
| Participant deferral / active EE | $3,422 | $5,296-35.4% | $4,525-24.4% | $6,690-48.8% |
| Admin fee / account holder | $247 | $7,262-96.6% | $6,162-96.0% | $13,392-98.2% |