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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,729 | $162,136-65.0% | $152,301-62.8% | $154,746-63.3% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 16.42% | 91.02%-74.6pp | 80.50%-64.1pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,235 | $4,890-74.7% | $4,624-73.3% | $4,379-71.8% |
| Participant deferral / active EE | $3,229 | $8,341-61.3% | $8,004-59.7% | $6,730-52.0% |
| Admin fee / account holder | $501 | $15,759-96.8% | $14,398-96.5% | $14,365-96.5% |