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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,322 | $102,429+147.3% | $147,096+72.2% | $80,925+213.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 29.96% | 135.02%-105.1pp | 419.75%-389.8pp | 35.65%-5.7pp |
| Employer contribution / active EE | $31,009 | $3,716+734.6% | $4,936+528.2% | $2,756+1025.1% |
| Participant deferral / active EE | $10,905 | $6,649+64.0% | $8,071+35.1% | $4,299+153.7% |
| Admin fee / account holder | $10,083 | $7,957+26.7% | $13,005-22.5% | $6,940+45.3% |