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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,227 | $111,535-34.3% | $105,223-30.4% | $137,256-46.6% |
| Participation rate | 71.4% | 78.1%-6.7pp | 75.0%-3.6pp | 80.0%-8.5pp |
| Annual return | 11.70% | 237.85%-226.2pp | 180.65%-169.0pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,834 | $3,939-53.4% | $3,689-50.3% | $4,156-55.9% |
| Participant deferral / active EE | $2,888 | $5,500-47.5% | $5,072-43.1% | $6,407-54.9% |
| Admin fee / account holder | $501 | $9,721-94.8% | $8,859-94.3% | $12,270-95.9% |