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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,227 | $114,119-35.8% | $107,187-31.7% | $138,895-47.3% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.0%-3.6pp | 79.9%-8.5pp |
| Annual return | 11.70% | 273.21%-261.5pp | 204.55%-192.9pp | 145.39%-133.7pp |
| Employer contribution / active EE | $1,834 | $4,059-54.8% | $3,782-51.5% | $4,194-56.3% |
| Participant deferral / active EE | $2,888 | $5,538-47.9% | $5,096-43.3% | $6,396-54.9% |
| Admin fee / account holder | $501 | $10,024-95.0% | $9,162-94.5% | $12,562-96.0% |