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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,391 | $111,878-29.9% | $93,727-16.4% | $145,897-46.3% |
| Participation rate | 61.5% | 74.2%-12.7pp | 68.7%-7.2pp | 80.3%-18.8pp |
| Annual return | 17.91% | 204.28%-186.4pp | 133.83%-115.9pp | 552.29%-534.4pp |
| Employer contribution / active EE | $1,348 | $3,092-56.4% | $2,421-44.3% | $4,663-71.1% |
| Participant deferral / active EE | $3,074 | $4,920-37.5% | $4,417-30.4% | $6,689-54.0% |
| Admin fee / account holder | $96 | $10,256-99.1% | $8,292-98.8% | $13,390-99.3% |