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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,123 | $182,442-19.9% | $163,379-10.6% | $138,895+5.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 3.02% | 72.74%-69.7pp | 63.41%-60.4pp | 145.39%-142.4pp |
| Employer contribution / active EE | $31,400 | $4,159+654.9% | $3,752+736.8% | $4,194+648.6% |
| Participant deferral / active EE | $8,460 | $6,817+24.1% | $6,282+34.7% | $6,396+32.3% |
| Admin fee / account holder | $144,034 | $10,396+1285.5% | $9,818+1367.1% | $12,562+1046.6% |